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Checking Accounts

Spiro State Bank has several checking accounts to fit your needs. For those 55 and better we have a special account that provides free wallet sized personalized checks. We offer Super NOW accounts that pays a competitive rate of interest.

Savings Accounts

Regular Savings Accounts and Individual Retirement Accounts (Roth, Traditional, and Educational).

Student Saver Savings Accounts

Savings account designed for children under 18 to begin good savings habits.

Money Market Savings Accounts

An interest bearing savings account that also includes check writing privileges.

Certificates of Deposit

Contact a New Account Representative for Terms and Rates.

ATM or Debit Cards

For your convenience, we offer either the ATM card or the Visa Debit Card to qualified account holders.  Take us along wherever you go, because you can access your Spiro State Bank checking or savings account at thousands of locations around the world.

Internet and Telephone Banking

We are only a mouse click or a phone call away.  Our TeleWeb and TeleBank systems make it easy to access your accounts over the internet or by phone 24 hours a day.

Consumer Loans

Personal loans, Auto loans, Truck loans, Vacation etc.

Home Loans

Home Purchases, Home Refinance, Home Improvement, Home Construction, and Debt Consolidation. We make home loans easy and we do not sell them to a third party.

Direct Deposit

Safe, convenient and reliable. Direct Deposit is a better way of getting your pay, because your check cannot be lost or stolen. Wherever you are on payday – traveling on business, away on vacation, or sick at home – your money is deposited, automatically and is available for your immediate use. The best thing is that Direct Deposit is easy to set up and there is no cost to you.

Other Services

Safe Deposit Boxes, Convenient Drive-In Banking, Cashier's Checks, Money Orders, Wire Transfers.

We care about you, so if there is any service we do not offer that you need, please let us know.

- An Equal Housing Lender -

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