Identity Theft Prevention Tips
Protect your information. Protect your future.
Quick Steps
- Register your phone numbers at donotcall.gov.
- Review account and card statements promptly.
- Place a fraud alert (valid for one year) if you suspect identity theft.
- Request your free annual credit report at annualcreditreport.com.
- Create a my Social Security account at ssa.gov.
- Opt out of pre‑screened credit offers at optoutprescreen.com.
Common Threats
- Phishing & Spoofing – Fake emails/websites trick you into sharing info.
- Smishing & Vishing – Fraudulent texts or calls impersonate customer service.
- Skimming – Devices capture card data at ATMs or terminals.
- AI Impersonation – Voice cloning or deepfakes used to pose as trusted contacts.
- Payment App Fraud – Scammers trick victims into sending money via Zelle, Venmo, etc.
Smart Habits
- Shred sensitive documents before discarding.
- Keep Social Security cards and checks secure.
- Use strong, unique passwords + two‑factor authentication.
- Update your computer, browser, and security software.
- Avoid clicking links in unsolicited emails or texts.
- Use secure websites (look for “https://”)
Mail & Phone Safety
- Collect mail promptly or use a locked mailbox.
- Never share personal info over the phone unless you initiated the call.
- Switch to secure e‑statements to reduce mailbox theft.
If You Suspect Fraud
Contact us immediately at 918-962-2453 or email interact@spirostatebank.com.
Quick action can limit damage and protect your accounts.