From small businesses to small farms, churches, local government and schools, Spiro State Bank wants our local communities to thrive. Our hometown service and local decision making are just a few reasons we can help you keep your business or organization one step ahead. We are ready to help you grow and expand, so come and see us about a loan or lease that is right for you.

Business Term Loans

Whether you’re buying real estate for your business, equipment to make your business run, or just need a little cash to get you over the hump, we make all types of business loans. Check with our experienced lenders who will take the time to understand your business and your borrowing needs.

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Small Farm & Ranch Loans

From ranch land, to cattle, to tractors and equipment, Spiro State Bank can help you with your agricultural loan needs.

Commercial Real Estate Loans

If you buying, building, or refinancing your business then have confidence in knowing Spiro State Bank can help guide you through the process of getting the loan that is right for you.

Municipal Leases

Spiro State Bank has helped local governments and schools maximize their budgets with lease purchases for buildings, equipment, and vehicles. Check with us when you are considering placing bids for leases on capital purchases.