Spiro State Bank has financing to fit all of your needs. Our experienced and friendly loan officers are ready to help find the right loan for you. Everyone’s loan needs are not the same, so we offer a variety of personal loan products with competitive rates to fit your budget.

Home Mortgage Loans

Buying, building, refinancing, or just fixing up your home? Our experienced lenders will guide you through the process of getting a home loan that is right for you. We have competitive home loan rates with low closing costs. Plus, your loan is not sold off to another bank or someone you haven’t met.

Auto Loans

Get behind the wheel of a new car or truck with an auto loan from Spiro State Bank. See us for affordable payment plans and personal service.

Recreational Vehicle Loans

Whether you’re in the market for a boat, RV or ATV for you and your family to enjoy, see us about financing the toy you’ve been dreaming of.

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Land Loans

If you are looking for acreage to build a house on, a pasture for your cows, or a piece of land for recreational use, come see us first.

Personal Term Loans

Don’t empty your savings or emergency funds. Check with us about a personal loan to cover that large or unexpected expense.