918.567.2255

Spiro State Bank offers several deposit accounts to fit your business needs. Our knowledgeable and friendly customer service team can help you find the right fit.

Regular Checking

  • Minimum opening deposit $100
  • Unlimited check writing
  • No statement fee with minimum statement period balance of $1,000 or above
  • Tiered statement fee if your statement balance falls below $1,000 and debit transactions exceed 20 per statement period
  • Non-interest bearing
  • Online banking
  • 24-hour telephone banking
  • Monthly statements with check images

Super Now Account

  • Available for individual proprietorships, non-profit organizations, government units
  • Minimum opening deposit $100
  • Unlimited check writing
  • $3.50 statement fee, plus $.10 per debit processed, if your statement balance is $500 and above
  • $6.00 statement fee, plus $.10 per debit processed, if your statement balance falls below $500
  • Interest bearing account, compounded daily and credited to account monthly
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Tiered Interest Rate Structure
  • Online banking
  • 24-hour telephone banking
  • Monthly statements with check images

Money Market Accounts

  • Minimum opening deposit $5,000
  • Limit of six debit transactions per statement period
  • Transfers between your accounts at Spiro State Bank initiated in person, by mail, messenger, or ATM are unlimited
  • No statement fee with minimum statement period balance of $5,000
  • $3.50 statement fee, plus $.10 per debit processed, if your statement balance is below $5,000 and above $500
  • $6.00 statement fee, plus $.10 per debit processed, if your statement balance falls below $500
  • Interest bearing account, compounded daily and credited to account monthly
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Tiered Interest Rate Structure
  • Online banking
  • 24-hour telephone banking
  • Monthly statements with check images

Contact a New Account Representative for terms and rates.

Regular Savings

  • Minimum opening deposit $100
  • Limit of six debit transactions per month
  • Transfers between your accounts at Spiro State Bank initiated in person, by mail, messenger, or ATM are unlimited
  • $1 charge per withdrawal in excess of three per quarter
  • Interest bearing account, compounded daily and credited to account quarterly
  • Account ceases to accrue interest when balance falls below $100
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Online banking
  • 24-hour telephone banking
  • Quarterly statement

Certificate of Deposit

  • Minimum opening deposit $10,000
  • Single maturity-fixed rate
  • Terms available are 91 days and 182 days
  • Automatic renewable option available
  • Competitive interest rates
  • Several interest payment options

Contact a New Account Representative for terms and rates.