918.567.2255

Spiro State Bank offers savings accounts to help you meet your personal financial goals.

Regular Savings

  • Minimum opening deposit $100
  • Limit of six debit transactions per month
  • Transfers between your accounts at Spiro State Bank initiated in person, by mail, messenger, or ATM are unlimited
  • $1 charge per withdrawal in excess of three per quarter
  • Interest bearing account, compounded daily and credited to account quarterly
  • Account ceases to accrue interest when balance falls below $100
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Free personal online banking
  • Free 24-hour telephone banking
  • Quarterly statement

Student Savers Savings

  • Savings account for those up to age 18
  • Upon 18th birthday, the account will convert to a regular savings account
  • Minimum opening deposit $10
  • Unlimited deposits, and up to three withdrawals per quarter
  • $1 charge per withdrawal in excess of three per quarter
  • Limit of six debit transactions per month
  • Transfers between your accounts at Spiro State Bank initiated in person, by mail, messenger, or ATM are unlimited
  • Interest bearing account, compounded daily and credited to account quarterly
  • Account ceases to accrue interest when balance falls below $10
  • Interest rate established at the discretion of the bank. The interest rate and annual percentage yield may change.
  • Free personal online banking
  • Free 24-hour telephone banking
  • Quarterly statement

Individual Retirement Accounts (IRAs)

Traditional IRAs and Roth IRAs

  • Minimum opening regular deposit $500, spousal deposit $250
  • Additional deposits allowed of $500 or more, not to exceed your maximum yearly contribution
  • Fixed rate, 36-month term
  • Variable rate, 24-month term
  • Automatic renewable option available
  • Competitive interest rates

Education IRAs

  • Minimum opening deposit $25
  • Additional deposits allowed of $25 or more, not to exceed your maximum yearly contribution
  • Fixed rate, 36-month term
  • Variable rate, 24-month term
  • Automatic renewable option available
  • Competitive interest rates

Contact a New Account Representative for terms and rates.